The Superintendency of Banks of Panama has published statistics from its Banking Activity Report showing that Panama’s International Banking Center maintained a robust financial position, supported by prudent buffers and stable asset quality in aggregate. The release points to continued balance sheet expansion despite compressed financial margins and high funding costs, with growth in deposits, lending and net assets alongside liquidity and solvency indicators that remained comfortably above regulatory minimums. Total deposits reached USD 118,521.6 million, up 6.59 percent, including a 2.40 percent increase in domestic deposits and a 13.03 percent rise in foreign deposits. Retail deposits, domestic and foreign combined, totaled USD 93,910.6 million, or 79.2 percent of the total, and accounted for 95.6 percent of the increase in funding. The net loan portfolio rose 3.9 percent year on year to USD 101,414.5 million from USD 97,646.7 million, while net assets increased 4.50 percent to USD 164,208.5 million from USD 157,129.8 million. Banks’ liquidity and solvency ratios stood at 55.51 percent and 16.27 percent, respectively, versus regulatory minimums of 30 percent and 8 percent. The Superintendency indicated it will continue supervision focused on financial soundness, risk management, portfolio quality, capital adequacy and operational efficiency.
Superintendencia de Bancos de Panama 2026-04-30
Superintendency of Banks of Panama reports International Banking Center deposits rose 6.59 percent with liquidity and solvency well above regulatory minima
The Superintendency of Banks of Panama reported that the International Banking Center maintained a robust financial position, with continued balance sheet expansion despite compressed margins and high funding costs. Total deposits rose 6.59 percent to USD 118,521.6 million, the net loan portfolio increased 3.9 percent to USD 101,414.5 million, and net assets grew 4.50 percent to USD 164,208.5 million, while liquidity and solvency ratios of 55.51 percent and 16.27 percent remained well above regulatory minimums. The authority will maintain supervisory focus on financial soundness, risk management, portfolio quality, capital adequacy and efficiency.