National Bank of Moldova Governor Anca Dragu spoke at Ziarul BURSA’s “Financial-Banking Market” conference in Bucharest, focusing on how artificial intelligence is reshaping the economy and the financial system and on the central bank’s gradual approach to adoption and oversight. She highlighted that the financial sector is already using AI for credit risk assessment, liquidity management, financial forecasting and fraud detection, while stressing that deployment should be accompanied by human oversight, data protection and careful risk management. Dragu presented the National Bank of Moldova’s initiatives, including development of an internal AI governance framework, an internal AI-based assistant for rapid access to institutional information, automation solutions, and data analysis and processing capabilities linked to SupTech and digital infrastructure work. The governor also flagged AI-related risks such as cybersecurity, data protection and dependence on global technology providers, noting that the National Bank of Moldova applies a “human-in-the-loop” principle and is preparing regulations on AI use, cloud services and electronic customer identification (eKYC).
National Bank of Moldova 2026-04-21
National Bank of Moldova governor outlines internal AI governance and planned rules for AI cloud and eKYC
National Bank of Moldova Governor Anca Dragu outlined the central bank’s gradual approach to artificial intelligence adoption and oversight, highlighting current financial sector uses in credit risk assessment, liquidity management, forecasting and fraud detection. She detailed the bank’s internal AI governance framework, AI-based assistant, automation and SupTech data capabilities, and noted forthcoming regulations on AI use, cloud services and electronic customer identification, underpinned by a “human-in-the-loop” principle to mitigate cybersecurity, data protection and third-party risks.