The Central Bank of Cyprus published Monetary Financial Institutions (MFI) deposit and loan statistics for the reference month of January 2026. Total deposits recorded a net decrease of EUR 851.2 million, bringing the outstanding stock to EUR 56.9 billion, while the annual rate of change eased to 5.3% from 6.5% in December 2025. Total loans recorded a net increase of EUR 76.4 million to EUR 26.9 billion, and the annual rate of change rose to 11.2% from 10.7%. Deposits of Cyprus residents decreased by EUR 767.7 million, with household deposits increasing by EUR 34.2 million, non-financial corporations decreasing by EUR 469.7 million, and other domestic sectors decreasing by EUR 332.2 million. Loans to Cyprus residents increased by EUR 124.2 million, driven by an increase of EUR 22.6 million to non-financial corporations and EUR 101.5 million to other domestic sectors, while loans to households showed zero change. The net changes reflect transactions and exclude reclassifications, foreign exchange effects and other revaluations; deposit balances for January 2026 also exclude certain electronic money institutions that no longer meet the MFI definition, without affecting net transactions or annual percentage changes.
Central Bank of Cyprus 2026-02-26
Central Bank of Cyprus publishes January 2026 MFI deposit and loan statistics showing EUR 851.2 million deposit outflow and EUR 76.4 million loan growth
The Central Bank of Cyprus reported a net decrease of EUR 851.2 million in total deposits for January 2026, reducing the outstanding stock to EUR 56.9 billion, with the annual rate of change easing to 5.3%. Total loans increased by EUR 76.4 million to EUR 26.9 billion, with the annual rate of change rising to 11.2%. Notably, deposits from Cyprus residents fell by EUR 767.7 million, while loans to residents increased by EUR 124.2 million.