The National Bank of Denmark published banking and mortgage credit statistics indicating that Danish homeowners’ regular mortgage installments in 2025 were broadly unchanged from 2024, averaging DKK 18,700 per borrowed mortgage million. Overall, homeowners paid just over DKK 32 billion in regular installments on mortgage debt during 2025. The average repayment level remained DKK 5,500 below the 2020 peak, reflecting offsetting effects in the repayment profile. The share of homeowners’ mortgage debt with amortization was largely stable at around 52%, while a slight fall in interest rates (excluding administration fees) supported higher installments but was counterbalanced by longer remaining maturities. The figures cover Danish private customers across all property categories and are measured as regular installments on loans from mortgage institutions relative to outstanding debt at the beginning of the period, converted to annual DKK per borrowed million.
National Bank of Denmark 2026-01-28
National Bank of Denmark publishes mortgage statistics showing homeowners’ regular installments steady at DKK 18,700 per borrowed million in 2025
The National Bank of Denmark reported that Danish homeowners' regular mortgage installments in 2025 averaged DKK 18,700 per borrowed mortgage million, remaining broadly unchanged from 2024, with total payments exceeding DKK 32 billion. The share of mortgage debt with amortization stayed stable at around 52%, while lower interest rates were offset by longer maturities.