Hong Kong Interbank Clearing Limited has identified two fraudulent websites impersonating the company and offering purported buyer protection services for transactions made through the Faster Payment System. The services advertised include buyer refunds, unauthorized transaction reporting and online transaction support. The websites have no affiliation with Hong Kong Interbank Clearing Limited or its business. The company does not usually contact members of the public proactively or provide Faster Payment System services directly to individuals. It urged anyone who receives suspicious communications to verify them through official channels and report suspected fraud to the police.