The Central Bank of Cyprus published its bank lending survey for the second quarter of 2026, showing that credit standards and overall terms and conditions for new loans to businesses and households were unchanged from the previous quarter. Net business loan demand was also stable, while household demand increased for both housing loans and consumer and other credit. Participating banks expect credit standards for businesses and households to remain unchanged in the third quarter of 2026. Net business loan demand is also expected to be stable, while household demand is forecast to rise across both loan categories.
2026-09-02Central Bank of Cyprus
Central Bank of Cyprus reports stable lending standards and rising household loan demand
The Central Bank of Cyprus reported unchanged credit standards and lending terms in the second quarter of 2026. Net household loan demand increased and is expected to rise again in the third quarter, while business demand is forecast to remain stable.