The Central Bank of Russia updated its report on priorities for developing banking regulation and supervision, setting out measures already delivered and initiatives planned through end-2025 and into 2026. The roadmap centres on recalibrating loan-loss provisioning practices, publishing core supervisory frameworks, and completing key prudential and crisis-management reforms. By end-2025, the Bank of Russia plans to update approaches to provisioning for retail loans, including the use of official data to assess borrowers’ financial standing, and to publish concepts for supervisory stress testing and subordinated capital instruments. In 2026, it intends to revise provisioning approaches for corporate loans, including a mandatory set of debt service-to-income ratios and maximum values for borrower assessments, and is considering allowing reduced risk weights for loans under public-private partnership agreements. Work already implemented includes moving all banks with a universal licence to a finalised approach for calculating capital adequacy ratios and enabling such banks to finance priority investment projects with a lower capital burden. The Bank of Russia also developed a new liquidity coverage ratio tailored to national specifics, due to enter into force on 1 October 2025, adjusted limits on open currency positions, strengthened requirements for financial stability recovery plans, and published further materials covering immobilised-asset limits, systemic importance classification, bank economic condition assessment, and credit concentration risk regulation.

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