The Financial Services Regulatory Authority of Ontario refused to renew Erykah Nelson’s life insurance and accident and sickness insurance agent licence and imposed administrative penalties totaling CAD 10,000 for breaches of Ontario insurance law. Nelson submitted an insurance application to Combined based on false information and failed to disclose both a complaint made about her to the regulator and her termination from Combined. The orders were issued after Nelson did not request a hearing before the Financial Services Tribunal or contest the regulator’s proposal.