The State Bank of Vietnam used a high-level forum on digital technology and financial access to outline priorities for the next phase of Vietnam’s financial inclusion agenda, including work to conclude the 2020–2025 National Financial Inclusion Strategy review and to develop a 2026–2030 strategy centred on digital financial inclusion. Deputy Governor Pham Thanh Ha pointed to progress over more than five years of implementation, including a more complete policy framework, stronger payment infrastructure and delivery networks, a wider range of digital financial products, and improved access for individuals, small and medium-sized enterprises and vulnerable groups, alongside rising adult account ownership and cashless payments. He also flagged challenges such as uneven digital infrastructure across regions, gaps in financial literacy and cybersecurity risks. In related remarks, SBV representatives stressed technology and data as key enablers and highlighted the importance of shared data infrastructure, open finance and controlled testing mechanisms to support innovation while maintaining financial stability and consumer protection. The SBV indicated that the forthcoming 2026–2030 strategy will prioritise technology, data and innovation to support an open, safe, sustainable and inclusive digital finance ecosystem through 2030.
State Bank of Vietnam 2025-10-29
State Bank of Vietnam signals 2026–2030 financial inclusion strategy focused on digital finance and open data
The State Bank of Vietnam outlined priorities for Vietnam's financial inclusion agenda at a forum, focusing on digital financial inclusion for the 2026–2030 strategy. Deputy Governor Pham Thanh Ha highlighted progress in policy frameworks and digital financial products, noting challenges in digital infrastructure and cybersecurity. The strategy will emphasize technology, data, and innovation to foster an open and inclusive digital finance ecosystem.