Indonesia's Financial Services Authority (OJK) has launched its 2026–2030 Indonesian Banking Development and Strengthening Roadmap and issued an updated Climate Risk Management and Scenario Analysis framework. The roadmap seeks to strengthen banks’ resilience, competitiveness and contribution to economic growth while implementing the amended Financial Sector Development and Strengthening Law and supporting deeper financial markets and stronger intermediation. It also extends OJK’s broader focus on governance, risk-based supervision and sustainable finance across financial services. The roadmap establishes five priorities: stronger institutions and integrity; technology modernization and digital resilience; broader banking activities and productive-sector financing; sustainable finance and sustainability risk management; and more integrated licensing with adaptive, risk-based supervision. Implementation will be supported by improvements to the economic ecosystem, data and digital infrastructure, workforce capabilities, and coordination among sectoral supervisors and authorities. As of August 2026, banking credit and deposits had increased by 13.65% and 10.92% year over year, respectively, while the capital adequacy ratio stood at 24.1% and the gross nonperforming loan ratio at 2.11%. The updated climate framework integrates climate risk into governance, business strategy, risk management, metrics, targets and disclosures. Its revisions cover carbon emissions calculations, macroeconomic assumptions and climate scenarios, an expanded range of physical risks, and new standardized solutions intended to help banks implement the framework more consistently.

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