The Central Bank of Luxembourg published its certified 2025 financial statements and annual report, showing that total assets fell 8% to EUR 240 billion. The bank recorded a EUR 58.1 million loss before provisions, compared with a EUR 86.5 million profit in 2024, as the cost of funding low-yielding monetary policy portfolios remained high. A matching net release of provisions produced a balanced result for the year. Net interest income dropped to EUR 204 million from EUR 883 million, reflecting lower average policy rates and lower average non-monetary policy deposits. The bank’s monetary income redistribution payment to the Eurosystem fell to EUR 95 million from EUR 727 million. Eurosystem claims declined 8% to EUR 218.96 billion, while euro liabilities to eurozone credit institutions related to monetary policy operations fell 10% to EUR 131.92 billion. Contributions to fund statutory pension obligations rose to EUR 66 million from EUR 9.9 million, including EUR 55.5 million resulting from an actuarial revaluation.
Central Bank of Luxembourg2026-07-31
Central Bank of Luxembourg reports EUR 58.1 million pre-provision loss and 8% balance sheet contraction in 2025
The Central Bank of Luxembourg reported an 8% decline in total assets to EUR 240 billion and a EUR 58.1 million loss before provisions for 2025. A matching provision release produced a balanced result, while net interest income fell sharply to EUR 204 million and statutory pension funding contributions rose to EUR 66 million.