The Austria Financial Market Authority has published its latest survey on foreign currency loans to private households, showing that the exchange rate adjusted outstanding volume fell by 4.0% in the first quarter of 2026 to EUR 5.09 billion. That leaves foreign currency loans at 2.8% of all household lending in Austria. Since the Austria Financial Market Authority imposed a stop on new foreign currency lending in autumn 2008, the exchange rate adjusted volume has fallen by EUR 44.4 billion, or 92%. Almost all remaining loans, 99.1%, are denominated in Swiss francs, with nearly all of the remainder in Japanese yen. The authority estimates that most of the still outstanding loans will mature between 2029 and 2033, and says credit institutions should contact affected borrowers at least once a year.
Austria Financial Market Authority2026-06-10
Austria Financial Market Authority reports household foreign currency loans fell 4.0 percent in the first quarter to EUR 5.09 billion
The Austria Financial Market Authority reported that the exchange rate adjusted volume of foreign currency loans to private households fell by 4.0% in the first quarter of 2026 to EUR 5.09 billion, representing 2.8% of all household lending. Since the 2008 stop on new foreign currency lending, volumes have declined by EUR 44.4 billion (92%), with 99.1% of remaining loans in Swiss francs and most expected to mature between 2029 and 2033, prompting the authority to urge regular contact with affected borrowers.