The Croatian Financial Services Supervisory Agency announced that, following the end of the MiCA transitional period on 1 July 2026, crypto-asset services in Croatia may now be provided only by firms authorised under the Regulation on markets in crypto-assets as Crypto-Asset Service Providers. The permitted population includes Hanfa-authorised Croatian CASPs entered in its register, authorised firms from other European Union member states that have notified their intention to serve Croatian clients and are listed by Hanfa, and certain financial institutions already supervised by Hanfa or the Croatian National Bank that have completed the relevant notification process. Hanfa also urged consumers to verify a provider's exact legal entity and check whether it appears in Hanfa's registers before transferring funds or crypto-assets. During the transitional period, 17 Virtual Asset Service Providers were listed in Hanfa's VASP register. Five completed the authorisation process in time, obtained CASP licences before the deadline and were moved into Hanfa's CASP register, allowing them to continue operating without interruption. VASPs that did not obtain a crypto licence can no longer legally provide crypto-asset services. Hanfa is monitoring how those firms cease operations, including whether they have orderly wind-down plans, adequate client communications and arrangements to return client funds and crypto-assets held on behalf of clients. Those firms were required to notify active clients that services had ceased and to return client assets in line with client instructions. Hanfa noted that firms that missed the deadline may still apply for MiCA authorisation at any time, but cannot provide crypto-asset services until approval is granted. It also referred to a joint European Securities and Markets Authority statement with national competent authorities calling on unauthorised providers to wind down promptly and safeguard client assets, while warning that clients of unauthorised providers do not benefit from MiCA protections. ESMA and national authorities will coordinate monitoring and may take action against significant unauthorised cross-border providers.
Croatian Financial Services Supervisory Agency2026-07-03
Croatian Financial Services Supervisory Agency makes MiCA authorisation and register entry mandatory for crypto asset service providers after transition ends
The Croatian Financial Services Supervisory Agency said that after the end of the MiCA transition on 1 July 2026, crypto-asset services in Croatia may be provided only by authorised CASPs, notified EU firms and certain notified supervised financial institutions. Of 17 VASPs on Hanfa's register, five obtained licences in time and the rest must stop providing services and return client assets. Hanfa urged consumers to use its registers to verify providers and warned that unauthorised firms fall outside MiCA protections.