The Isle of Man Financial Services Authority said two reform bills covering financial services and retirement benefits schemes have completed their passage through the branches of Tynwald and have entered the Royal Assent process. The measures are intended to modernise the Isle of Man’s financial services and pensions frameworks as part of the Authority’s wider legislative reform programme, with the stated aims of supporting effective regulation, strengthening consumer protection and maintaining alignment with evolving international standards. The bills were presented to Tynwald by Treasury on the Authority’s behalf and were shaped through consultation with industry representatives, professional bodies, pension providers and other stakeholders. For the financial services bill, the next phase will include developing and consulting on revised civil penalty regulations and related guidance. For the retirement benefits schemes bill, the Authority plans to consult on secondary legislation intended to improve consumer protection and support a more risk-based and proportionate regulatory approach for the sector. Following Royal Assent, the Authority said it will continue working with industry on the secondary legislation, guidance and transitional arrangements needed for implementation.