The European Banking Authority announced that the results of the 2025 EU-wide stress test, including individual results for participating banks, will be published on 1 August 2025 at 18:00 CEST. The baseline scenario for EU countries is based on national central bank projections from December 2024, while the adverse scenario is anchored in the main financial stability risks identified by the European Systemic Risk Board in the fourth quarter of 2024 and incorporates recent risk assessments by the EBA and the European Central Bank. The 2025 methodology and templates reflect the new EU banking package applying from 1 January 2025, but the EBA noted the stress test should be understood as a risk exercise rather than an assessment of regulatory change impacts. The sample comprises 64 banks, with the full list in Annex 1 of the EBA methodology.
European Banking Authority 2025-07-25
European Banking Authority sets 1 August 2025 18:00 CEST release time for 2025 EU-wide stress test results
The European Banking Authority will publish the results of the 2025 EU-wide stress test on 1 August 2025. The test includes a baseline scenario based on December 2024 national central bank projections and an adverse scenario reflecting financial stability risks identified by the European Systemic Risk Board. The methodology aligns with the new EU banking package effective from 1 January 2025, covering 64 banks.