The Hong Kong Monetary Authority published the credit card lending survey results for the third quarter of 2025, showing an increase in total card receivables alongside unchanged delinquency and charge-off metrics. Total card receivables rose by 1.4% over the quarter to HKD 151.0 billion at end-September 2025, compared with a 2.5% decline in the previous quarter. The combined delinquent and rescheduled ratio held steady at 0.45% at end-September 2025, and the quarterly charge-off ratio was unchanged at 0.64%.
Hong Kong Monetary Authority 2025-11-17
Hong Kong Monetary Authority releases third quarter 2025 credit card lending survey showing receivables growth with stable delinquency and charge-offs
The Hong Kong Monetary Authority released Q3 2025 credit card lending survey results, indicating a 1.4% increase in total card receivables to HKD 151.0 billion. Delinquency and charge-off ratios remained stable at 0.45% and 0.64%, respectively.