The Swedish Financial Supervisory Authority has published new figures showing clear generational differences in fund investing. Savers aged 35 to 44 hold 50 percent of their equity fund capital in passive funds such as index funds or index-like funds and pay an average equity fund fee of 0.6 percent, while savers over 64 hold about 20 percent in passive equity funds and pay about 1.1 percent. The release also includes the latest quarterly median fund fees for the first quarter of 2026. Median charges for Swedish funds were unchanged at 0.20 percent for passive Sweden funds and 1.30 percent for actively managed Sweden funds. Among global funds, median fees fell to 0.35 percent from 0.40 percent for passive global funds and to 1.25 percent from 1.30 percent for actively managed global funds. Swedish equity funds still make up just under 60 percent of household fund assets, mixed funds account for around one quarter, and bond funds represent a smaller share.
Finansinspektionen 2026-05-01
Swedish Financial Supervisory Authority data show younger savers use more index funds and pay lower fees
The Swedish Financial Supervisory Authority has published new data showing marked generational differences in fund investing, with savers aged 35–44 holding 50 percent of their equity fund capital in passive funds and paying an average fee of 0.6 percent, compared with about 20 percent and 1.1 percent respectively for savers over 64. Median fees in Q1 2026 were 0.20 percent for passive and 1.30 percent for active Sweden funds, while median fees for global funds were 0.35 percent for passive and 1.25 percent for active strategies, with Swedish equity funds still accounting for just under 60 percent of household fund assets.