The National Bank of Moldova published an update on the liquidation of Banca de Economii, Banca Socială and Unibank, focusing on asset realisation and repayments related to emergency loans backed by state guarantees. From the withdrawal of the banks’ licences on 16 October 2015 to 30 September 2025, liquidators collected MDL 3,062,272.7 thousand and made cumulative principal repayments of MDL 2,920,958.0 thousand on the emergency credits, leaving MDL 11,200,800.0 thousand outstanding. Collections in the third quarter of 2025 totalled MDL 69,590.0 thousand, primarily from the sale of fixed assets (MDL 50,797.3 thousand) and other receipts (MDL 18,784.9 thousand), with no reported inflows from loan repayments, interest, penalties, or collateral sales during the quarter. Over the full period, receipts were driven by other receipts (MDL 1,429,513.3 thousand), loan repayment and collateral realisation (MDL 1,189,185.0 thousand), and sales of bank-owned assets (MDL 443,396.8 thousand). The emergency liquidity credits granted during November 2014 to October 2015 amounted to MDL 14,121,758.0 thousand across the three banks, with cumulative repayments of MDL 780,558.0 thousand made to the National Bank of Moldova up to 3 October 2016 and MDL 2,140,400.0 thousand repaid to the Ministry of Finance thereafter following subrogation under Law No. 235 of 3 October 2016, including MDL 53,000.0 thousand repaid in the third quarter of 2025. The report also summarises ongoing recovery and enforcement activity, including 34 court actions where the banks act as claimant with a reported value of MDL 3,842,490.5 thousand, 104 debtors in insolvency with validated claims of MDL 1,798,451.5 thousand, and 351 enforcement titles under execution valued at MDL 6,971,237.5 thousand. It lists 65 criminal cases (with a note that values are reported separately by each bank and may relate to the same investigation) and notes that five auctions were announced in the third quarter of 2025 but none were held and no assets were awarded; the banks continue to publish monthly information on recoveries, auctions and emergency-loan servicing as the liquidation process continues.
National Bank of Moldova 2025-09-30
National Bank of Moldova reports MDL 3,062,272.7 thousand recovered and MDL 2,920,958.0 thousand repaid on emergency loans for three banks in liquidation
The National Bank of Moldova reported on the liquidation of Banca de Economii, Banca Socială, and Unibank, focusing on asset realisation and emergency loan repayments backed by state guarantees. From October 2015 to September 2025, liquidators collected MDL 3,062,272.7 thousand and repaid MDL 2,920,958.0 thousand, leaving MDL 11,200,800.0 thousand outstanding. The report details ongoing recovery efforts, including court actions, insolvency proceedings, and enforcement activities, with no auctions held in the third quarter of 2025.