Indonesia's Financial Services Authority (OJK) announced a package of policy and coordination steps to support the government’s 3 million homes programme, centred on strengthening the Financial Information Service System (SLIK) and improving how SLIK information is used in housing finance processes. Measures decided by the OJK Board of Commissioners include limiting the information displayed in SLIK reports to credit or financing above IDR 1 million, assessed by each debtor’s credit limit and outstanding balance. OJK also set an accelerated timeline for updating a loan’s paid-off status in SLIK to no later than three business days after repayment, with implementation targeted by end-June 2026. Additional actions include granting BP Tapera access to SLIK data in line with applicable rules, issuing a supervisory clarification that subsidised mortgages (Kredit Pemilikan Rumah) are a government priority programme with implications for guarantee-related aspects of housing finance, and adding an explicit statement in SLIK that SLIK data does not automatically determine whether credit is approved or rejected. To support delivery, OJK and the Ministry of Housing and Settlement Areas will establish a task force involving OJK, the ministry, BP Tapera, developer associations and other stakeholders to coordinate and address housing-programme issues linked to the financial services sector.
OJK 2026-04-13
Indonesia's Financial Services Authority sets SLIK reports to show loans above IDR 1 million and requires settlement updates within three business days for the 3 million homes programme
Indonesia’s Financial Services Authority (OJK) announced measures to support the government’s 3 million homes programme by strengthening the Financial Information Service System (SLIK) for housing finance. Steps include limiting SLIK report content to credit above IDR 1 million, accelerating paid-off status updates to within three business days, granting BP Tapera access to SLIK data, clarifying subsidised mortgages as a government priority, and confirming SLIK data does not automatically determine credit approval. OJK and the Ministry of Housing and Settlement Areas will form a multi-stakeholder task force to coordinate implementation and address housing finance issues.