Kyrgyz Republic's State Service for Regulation and Supervision of Financial Markets published its report on insurance activities for 2025, covering 19 insurance and reinsurance organisations, including 14 fully Kyrgyz-owned firms and five with non-resident participation. Gross written premiums reached KGS 10,076 million in 2025, up 94.3% versus 2024, while insurance payments increased 55% to KGS 1,387.7 million and sector net profit totalled KGS 1.22 billion, alongside KGS 340.8 million in tax revenues. Balance sheet totals rose more moderately, with total assets up 9.0% to KGS 13.8 billion and equity up 12.7% to KGS 5.6 billion, while liabilities increased 7.6% and insurance reserves fell 21.6% to KGS 1,107.1 million. Return on assets (ROA) increased to 8.82% and return on equity (ROE) to 18.55%. Voluntary insurance contributed KGS 6,933.1 million of premiums and compulsory insurance KGS 3,142.9 million, led by motor third-party liability (OSAGO) at KGS 2,526.1 million; property insurance accounted for 35.68% of total premiums. Payments were concentrated in property insurance (KGS 801.0 million, 57.8% of total) and OSAGO (KGS 333.5 million), and insurers concluded 3,203,489 contracts with a total sum insured of KGS 3.33 trillion. Premiums ceded to reinsurance rose 14.1% to KGS 1,710.2 million, including KGS 1,458.8 million placed abroad, and the sector’s investment portfolio totalled KGS 6.18 billion as of 1 January 2026, dominated by deposits in Kyrgyz commercial banks (66.6%), government securities (13.8%) and real estate (8.5%).

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