The Bank of Greece published its April 2026 interest rate statistics for euro-denominated deposits and loans, showing that pricing on new lending increased while new deposit rates were unchanged. The weighted average rate on new deposits held at 0.31%, while the weighted average rate on new loans to households and non-financial corporations rose by 37 basis points to 4.76%, pushing the spread between new deposit and loan rates to 4.45 percentage points. For outstanding amounts, the weighted average deposit rate was unchanged at 0.30% and the weighted average loan rate was almost unchanged at 4.60%, leaving the spread broadly stable at 4.30 percentage points. Within new deposits, household overnight deposits remained at 0.03% and the rate on overnight deposits from non-financial corporations fell to 0.09%, while household deposits with an agreed maturity of up to one year increased to 1.13% and the corresponding corporate rate was almost unchanged at 1.76%. On new loans, the sharpest increase was in consumer loans with a defined maturity at a floating rate, up 138 basis points to 11.19%, while floating-rate housing loans were almost unchanged at 3.49%. Corporate lending rates also moved higher, including loans without a defined maturity at 4.59%, loans to sole proprietors at 6.85%, new corporate loans with a defined maturity at a floating rate at 4.41%, and the equivalent SME rate at 4.58%. By loan size, rates increased across all categories, including to 5.08% for loans up to EUR 250,000, 4.48% for loans above EUR 250,000 and up to EUR 1 million, and 4.37% for loans above EUR 1 million. Rates on outstanding housing, consumer and corporate loans were largely unchanged.

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