The Bank of Lithuania published August 2025 monetary financial institution (MFI) balance sheet and interest rate statistics, pointing to continued growth in deposits and lending and higher interest rates on new credit. Transaction-adjusted deposits of Lithuanian residents with credit institutions increased by EUR 236.9 million (0.5%) over the month, with household deposits up EUR 25.5 million (0.1%) to EUR 26.5 billion and non-financial corporation deposits up EUR 317.7 million (3.0%) to EUR 10.9 billion. New-business deposit rates declined by 0.03 percentage points for households but rose by 0.03 percentage points for corporates, while agreed-maturity deposit rates stood at 1.88% and 1.92% respectively. Loans to Lithuanian residents grew by EUR 489.2 million (1.5%), driven by increases of EUR 204.9 million (1.2%) in household borrowing and EUR 269.5 million (2.0%) in lending to non-financial corporations, taking outstanding amounts to EUR 17.5 billion and EUR 13.6 billion. Interest rates on new household loans rose by 0.17 percentage points to 5.30%, including consumption loans up 2.5% month on month with rates at 8.58%, while new-business corporate loan rates increased by 0.37 percentage points to 4.93%.
Bank of Lithuania 2025-09-25
Bank of Lithuania publishes August 2025 MFI data showing deposit growth and higher interest rates on new loans
The Bank of Lithuania's August 2025 MFI balance sheet and interest rate statistics show growth in deposits and lending, alongside rising interest rates on new credit. Lithuanian resident deposits increased by EUR 236.9 million, with household and corporate deposits rising to EUR 26.5 billion and EUR 10.9 billion, respectively. Loans to residents grew by EUR 489.2 million, with interest rates on new household and corporate loans increasing to 5.30% and 4.93%.