The Superintendency of Banks of Panama published its Banking Activity Report through July 2026, showing continued balance-sheet growth across the International Banking Center. Deposits rose 7.37% year over year to USD 121.46 billion, net loans increased 4.88% to USD 104.33 billion and total assets grew 6.92% to USD 168.72 billion. External lending accounted for about 75% of net loan growth, rising 9.87% to USD 40.40 billion, while domestic lending increased 1.96% to USD 63.93 billion. As deposit growth outpaced lending, the net loan-to-deposit ratio declined to 85.9% from 87.9%. Net liquid assets fell 2.81% to USD 16.33 billion, but legal liquidity remained at 58.48%, against a 30% regulatory minimum, while the capital adequacy ratio stood at 15.72% in June 2026, compared with an 8% minimum.
2026-09-02Superintendencia de Bancos de Panama
Superintendency of Banks of Panama reports 7.37% deposit growth and prudential ratios above regulatory minimums
The Superintendency of Banks of Panama reported that International Banking Center deposits rose 7.37% year over year to USD 121.46 billion and net loans increased 4.88% to USD 104.33 billion through July 2026. External lending drove about 75% of loan growth, while legal liquidity of 58.48% and capital adequacy of 15.72% remained well above regulatory minimums.