The Central Bank of Bosnia and Herzegovina announced that the Presidency of Bosnia and Herzegovina has adopted its 2025 Annual Report, covering macroeconomic developments, the bank's operations and financial statements certified by the external auditor. In substance, the report points to moderate economic growth, easing but still present inflation risks, stable monetary policy under the currency board arrangement, and stronger reserve and earnings positions, with foreign currency reserves at BAM 18.21 billion and net profit at BAM 307,367,399.84 at end-2025. Net foreign assets stood at BAM 1.65 billion, up BAM 293.6 million from end-2024, and foreign currency reserves rose by BAM 573 million from a year earlier, providing full coverage of monetary liabilities with a coverage ratio of 110 percent. The required reserve rate remained 10 percent, cash in circulation continued to grow, and the bank reported progress on the TIPS Clone instant payment system and work towards accession to the Single Euro Payments Area. The report also notes ongoing alignment with international statistical and regulatory standards, fiscal agent work including timely external debt servicing, and a stronger focus on climate-related and operational risks and banking sector stress testing, while financial indicators pointed to stable bank liquidity.
Central Bank of Bosnia and Herzegovina 2026-04-29
Central Bank of Bosnia and Herzegovina 2025 Annual Report is adopted with BAM 18.21 billion reserves and BAM 307.37 million net profit
The Central Bank of Bosnia and Herzegovina reported moderate economic growth, easing but persistent inflation risks, and stable monetary policy under the currency board, with foreign currency reserves at BAM 18.21 billion and net profit of BAM 307.37 million. Net foreign assets rose to BAM 1.65 billion, reserves fully covered monetary liabilities with a 110 percent coverage ratio, and the required reserve rate stayed at 10 percent amid growing cash in circulation. The bank highlighted progress on the TIPS Clone instant payment system, work towards Single Euro Payments Area accession, continued alignment with international standards, and enhanced focus on climate and operational risks, with indicators showing stable bank liquidity.