The European Central Bank has published quarterly consolidated banking data as at end-March 2025 for EU27 credit institutions, providing sector-wide aggregates and indicators. Total assets of EU-headquartered credit institutions rose 1.54% year on year from EUR 32.62 trillion in March 2024 to EUR 33.13 trillion in March 2025, while the aggregate non-performing loans ratio increased by 0.03 percentage points to 1.96%. Aggregate return on equity was 2.47% in March 2025 (non-annualised, based on the first three months of 2025) and the Common Equity Tier 1 ratio was 16.34%. Compiled on a group consolidated basis, the dataset covers 338 banking groups and 2,317 stand-alone credit institutions and non-EU controlled subsidiaries and branches operating in the EU, accounting for nearly 100% of the EU banking sector’s balance sheet, and includes indicators spanning profitability, balance sheet composition, liquidity and funding, asset quality, asset encumbrance, and capital adequacy and solvency. The ECB notes that reporters generally apply International Financial Reporting Standards and the European Banking Authority’s Implementing Technical Standards on Supervisory Reporting, although some smaller and medium-sized reporters may use national accounting standards, and the release includes a limited number of revisions to past data; Danish Q1 2025 values are not disseminated individually due to ongoing quality checks but are included in EU aggregates.
European Central Bank 2025-09-24
European Central Bank publishes end-March 2025 EU consolidated banking data with assets at EUR 33.13 trillion and NPL ratio at 1.96%
The European Central Bank released quarterly data for EU27 credit institutions as of March 2025, showing a 1.54% increase in total assets to EUR 33.13 trillion and a slight rise in the non-performing loans ratio to 1.96%. The dataset, covering nearly 100% of the EU banking sector, includes indicators on profitability, balance sheet composition, and capital adequacy. It notes the use of International Financial Reporting Standards and the European Banking Authority’s standards, with some revisions to past data and Danish Q1 2025 values under quality review.