The Superintendency of Banks of Panama has published its April 2026 Banking Activity Report, showing continued year-on-year growth across Panama’s International Banking Center and prudential metrics that remained well above regulatory minimums. Deposits reached USD 120,742.5 million, net loans rose to USD 102,694.5 million, net assets totaled USD 166,727.4 million, and the securities investment portfolio increased to USD 37,297.0 million. Deposit growth was 7.34%, or USD 8,256.6 million, driven mainly by a 13.33% increase in external deposits, while domestic deposits rose 3.49%. Within domestic deposits, personal deposits increased 5.71%, and external personal deposits rose 12.78%, supported by demand, savings, and time deposits. Net credit expanded 4.73%, or USD 4,634.1 million, led by 10.65% growth in the external loan portfolio, while the domestic portfolio increased 1.37%. Net assets were up 5.3% from April 2025 and the securities portfolio grew 7.6%. The national banking system’s legal liquidity ratio stood at 59.42% against a 30% minimum, and the capital adequacy ratio was 16.04% against an 8% minimum.
Superintendencia de Bancos de Panama2026-05-29
Superintendency of Banks of Panama reports April 2026 banking activity with deposits up 7.34% and capital ratio at 16.04%
The Superintendency of Banks of Panama published its April 2026 Banking Activity Report, reporting continued year-on-year growth in deposits, loans, assets and securities across the International Banking Center. Deposits reached USD 120.7 billion and net loans USD 102.7 billion, with growth driven mainly by external deposits and external loan portfolios. The national banking system’s legal liquidity ratio was 59.42% versus a 30% minimum and the capital adequacy ratio 16.04% versus an 8% minimum.