The Superintendency of Banks of Panama released its Banking Activity Report for Panama’s International Banking Center (CBI), reporting year-on-year growth in deposits, assets and net credit through June 2025, with external business as the main driver. The report also points to liquidity and capital indicators remaining above regulatory thresholds and reiterates that supervision will continue to be risk-based with a focus on macrofinancial conditions and the CBI’s financial performance. Total deposits reached USD 113,163.7 million, up 6.74% (USD 7,144.5 million), led by external deposits of USD 45,569.1 million, up 13.5% (USD 5,417.1 million), while domestic private deposits rose 2.6% to USD 67,594.6 million. Net credit increased 8.72% to USD 99,712.8 million, reflecting a 19.4% rise in the external portfolio to USD 36,820.7 million and a 3.32% increase in the internal portfolio to USD 62,892.2 million, while net assets grew 6.7% to USD 158,606.9 million. The legal liquidity ratio stood at 54.49%, the liquidity coverage ratio exceeded the regulatory threshold, and the capital adequacy index was 15.71%; the report notes that profitability continued but with less traction than in 2024 and highlights priorities around operational efficiency, funding structure and income diversification alongside asset quality and prudential standards.

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