The Philippine Securities and Exchange Commission reported that the Financial Stability Coordination Council (FSCC) assessed the Philippine financial system as resilient despite elevated geopolitical risks and volatile global markets. Sound capital and liquidity positions, prudent risk management, steady private-sector credit growth and stable asset quality continue to support lending, although real estate remains the largest component of banks’ loan exposures. The FSCC is strengthening surveillance of non-bank financial intermediaries and expanding its assessment of liquidity, leverage, concentration, interconnectedness and links across financial institutions, corporations and markets. These measures build on its earlier work to improve non-bank monitoring and systemic-risk data sharing. Respondents to the FSCC’s July 2026 risk survey identified geopolitical tensions, cyberattacks and global supply chain disruptions as key risks requiring close monitoring.