The Egypt Financial Regulatory Authority published its 2025 annual report, framed around converting regulatory reform into measurable changes across non-banking financial activities. The report highlights financial technology as the main cross-sector driver, including institutionalising innovation through a regulatory sandbox, expanding digital onboarding and contracting, and updating capital market rules and investor protection measures. The fintech ecosystem covered in the report comprises 73 firms, of which 45 are operating and 28 are completing licensing. During 2025, around 354,000 electronic know your customer checks were executed, alongside 189,000 digital contracts, while Egyptian Exchange trading value reached EGP 15.7trn compared with EGP 2.3trn in 2024 and 299,000 new investors joined the market. Capital market development measures cited include activation of special purpose acquisition companies (SPACs), the first reverse takeover, updated voluntary delisting rules, gold investment funds reaching 324,000 investors with EGP 5.145bn invested, establishment of an organised voluntary carbon market, and a full regulatory framework for financial derivatives alongside the Egyptian Exchange receiving its first licence for futures trading. The report also sets out 2025 activity figures across non-bank finance and insurance, developments in real estate crowdfunding licensing, and use of the movable collateral registry. The authority indicated it will continue monitoring implementation of its regulatory decisions and assessing their impact.

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