The Taiwan Financial Services Commission published asset quality and financial statistics for 38 domestic banks, showing total outstanding loans rose by NT$483 billion (USD 15.35 billion) month on month to NT$45.3 trillion (USD 1,440 billion) at end-January 2026, while the average non-performing loan (NPL) ratio held steady at 0.15%. Total NPLs increased by NT$0.84 billion (USD 0.03 billion) from the previous month to NT$67.27 billion (USD 2.14 billion). The coverage ratio of allowances for NPLs was 914.33%, down 3.1 percentage points month on month. The FSC assessed domestic banks’ asset quality as manageable based on these indicators and said it will require banks to continue taking measures to improve asset quality and financial structure.
Taiwan Financial Services Commission 2026-03-12
Taiwan Financial Services Commission reports NT$483 billion rise in domestic bank loans and stable 0.15% NPL ratio
The Taiwan Financial Services Commission published January 2026 asset quality and financial statistics for 38 domestic banks, reporting total outstanding loans of NT$45.3 trillion (USD 1,440 billion), up NT$483 billion (USD 15.35 billion) month on month, with the average non-performing loan ratio unchanged at 0.15%. Total non-performing loans rose slightly to NT$67.27 billion (USD 2.14 billion) and the coverage ratio declined to 914.33%, which the authority still assessed as manageable while instructing banks to continue strengthening asset quality and financial structure.