Chile's Ministry of Finance, through its Gender Coordination unit and the technical secretariat of the Financial Inclusion Advisory Commission (CAPIF), held a financial education and inclusion outreach event in Temuco for entrepreneurs and young people in the La Araucanía region and announced a cooperation agreement with the University of La Frontera. At the event, Undersecretary of Finance Heidi Berner outlined the government’s legislative and public policy advances on entrepreneurship and financial inclusion, including the reactivation of CAPIF in 2022, the Fintech law (January 2023), financial protection measures against fraud and over-indebtedness (May 2024), a tax compliance law (October 2024), the National Financial Inclusion Strategy (launched January 2025) and a mortgage dividend subsidy law (May 2025). She also cited Financial Capabilities Survey results showing 25% of people report high concern or difficulty covering expenses, 52% run out of money before month-end, 38% could face an unexpected expense without borrowing, and one in four perceive themselves as over-indebted, noting that women’s lower participation in formal finance linked to interrupted labour trajectories points to a need to adjust products and services. The programme included an interactive session by the Taxpayer Ombudsman’s Office (Dedecon) on tax education for entrepreneurship and a masterclass by CAPIF’s technical secretary for university students on financial education as a field of study. The cooperation agreement between CAPIF and the University of La Frontera’s Center of Excellence in Economic and Consumer Psychology is intended to bring higher education institutions into a Collaborative Network of Universities for Financial Education as part of CAPIF’s update of the national financial education strategy, and follows similar agreements reached in September with the University of Valparaíso and the Pontifical Catholic University of Valparaíso.

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