The European Central Bank has published consolidated banking data for the EU banking system as at end-June 2025, providing quarterly aggregates and indicators compiled on a group consolidated basis. The release shows EU-headquartered credit institutions’ total assets rose 1.75% to EUR 33.27 trillion (from EUR 32.70 trillion in June 2024), while the aggregate non-performing loans ratio remained unchanged at 1.96%. The dataset covers 337 banking groups and 2,311 stand-alone credit institutions plus non-EU controlled subsidiaries and branches operating in the EU, representing nearly 100% of the EU banking sector’s balance sheet. It includes indicators across profitability and efficiency, balance sheet composition, liquidity and funding, asset quality, asset encumbrance, and capital adequacy and solvency, with end-June 2025 aggregates including return on equity of 5.06% and a Common Equity Tier 1 ratio of 16.42%; the published figures also incorporate limited revisions to past data and note that Denmark’s data are tentative pending completion of certain quality checks.
European Central Bank 2025-11-21
European Central Bank publishes end-June 2025 consolidated banking data showing EU bank assets up 1.75% and non-performing loan ratio stable at 1.96%
The European Central Bank released consolidated banking data for the EU as of June 2025, showing a 1.75% increase in total assets to EUR 33.27 trillion and a stable non-performing loans ratio of 1.96%. Covering nearly 100% of the EU banking sector, the dataset includes indicators on profitability, efficiency, and capital adequacy, with a return on equity of 5.06% and a Common Equity Tier 1 ratio of 16.42%. Denmark's data remain tentative pending quality checks.