The Bank of Lithuania released monetary financial institution balance sheet and interest rate data for May 2025, showing a monthly increase in Lithuanian household deposits and continued growth in lending to both households and non-financial corporations. Rates on new deposit business declined, while interest rates on new loans were unchanged for households and increased for non-financial corporations. Household deposits rose by EUR 192.4 million (0.7%), while non-financial corporation deposits fell by EUR 335.5 million (3.0%). Deposits of Lithuanian residents with credit institutions increased by EUR 132.4 million (0.3%), with end-month outstanding amounts of EUR 25.9 billion for households and EUR 10.7 billion for non-financial corporations. On lending, credit institutions’ loans to Lithuanian residents increased by EUR 533.4 million (1.7%), driven by EUR 290.4 million (2.3%) growth in loans to non-financial corporations and EUR 223.4 million (1.3%) growth in loans to households, with end-month outstanding amounts of EUR 13.0 billion and EUR 16.8 billion respectively. Household loan growth included increases of EUR 162.1 million (1.2%) for house purchase loans and EUR 34.0 million (2.2%) for consumer loans. Interest rates on new business household loans were unchanged at 5.17%, with house purchase at 3.93% and consumption at 8.43%, while rates on new business loans to non-financial corporations rose to 4.73%. New business rates on deposits with agreed maturity fell to 1.94% for households and 1.96% for non-financial corporations. The release notes that monthly changes are presented as transaction-based flows and that interest rates are weighted rates on new business, including renegotiated contracts. Detailed balance sheet and interest rate tables are available via the Bank of Lithuania’s MFI statistics pages and its My Datasets tool.

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