The Czech National Bank published its commentary on the main banking sector indicators for March 2026, showing total sector assets of CZK 11,887 billion at month-end, up CZK 127 billion from February and CZK 802 billion from a year earlier. Loans to residents remained the largest asset item at CZK 8,000 billion, while resident deposits were the main liability item at CZK 7,905 billion. Loans to resident households rose 1.0% month on month to CZK 2,639 billion. Loans for house purchase accounted for 77% of household lending and increased by CZK 17 billion to CZK 2,028 billion. Non-performing household loans edged down to CZK 32.5 billion, with the share unchanged at 1.2% of total household loans. Loans to resident non-financial corporations increased 0.7% to CZK 1,552 billion. Long-term loans remained dominant at 55% of the total and reached CZK 848 billion, medium-term loans rose to CZK 388 billion, and short-term loans fell to CZK 317 billion. Non-performing corporate loans declined to CZK 35.0 billion, while their share in total corporate loans was unchanged at 2.3%. The March statistics were compiled from source data covering 42 banks and foreign bank branches active in the Czech Republic, excluding the Czech National Bank.
Czech National Bank 2026-04-30
Czech National Bank reports March banking sector assets at CZK 11,887 billion as household and corporate lending increased
The Czech National Bank reported that total banking sector assets reached CZK 11,887 billion in March 2026, up CZK 127 billion month on month and CZK 802 billion year on year, with loans to residents and resident deposits remaining the largest asset and liability items. Household loans rose 1.0% to CZK 2,639 billion, driven by housing loans, while non-performing household and corporate loans declined in volume but their shares remained stable at 1.2% and 2.3% respectively.