The Japan Financial Services Agency has published draft partial amendments to several supervisory guidelines and to the capital adequacy ratio regulations, and has opened them for public comment. The package would implement parts of the Regional Financial Capacity Enhancement Plan announced in December 2025 by revising supervisory guidance to promote efforts to maintain and secure customer services in regional areas and by reviewing the early warning system. It would also revise the capital adequacy framework to reflect a Basel provision allowing a 100 percent risk weight for investments that meet specified requirements. The proposed supervisory changes cover the guidelines for small and medium-sized and regional financial institutions, major banks, system financial institutions, and fisheries cooperative credit businesses. The capital changes apply to the notifications on capital adequacy ratio regulations under Pillars 1 and 3. For the amendments related to capital standards, similar changes are also planned for notifications covering business types other than banks and bank holding companies. Comments on the draft amendments in Appendices 1 to 9 are due by July 8, 2026 at 15:00.

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