The Dominican Republic Superintendency of Banks published its report on credit in the financial system, showing the banking system’s credit portfolio closing 2025 at DOP 2.39 trillion, up 9.5% year on year (DOP 206,446 million). After this increase, credit accounted for 57.5% of total system assets. Mortgages posted the fastest growth across the portfolio at 13.2%, reaching DOP 443,170 million, while private commercial credit rose to DOP 1.3 trillion (+11.7%). Personal credit card balances increased to DOP 128,935 million (+9.5%, or DOP 11,138 million). By type, commercial lending represented 54.6% of total credit at December 2025, followed by consumer credit excluding credit cards (21.4%), mortgages (18.5%) and credit cards (5.4%); the number of individuals with credit reached 2,618,955 (+2.8%). Weighted average lending and deposit rates for multiple banks ended 2025 at 13.28% and 6.08%, and private foreign-currency credit rose to USD 9,041 million (+11.2%, or USD 907 million). Delinquency closed at 1.87% (up 0.32 percentage points), while “stressed delinquency” reached 7.83% (up 0.73 percentage points), a measure that adds restructured loans, judicial collection, charge-offs and repossessions over the last 12 months to loans more than 90 days past due.
Superintencencia de Bancos de la Republica Dominicana 2026-03-30
Dominican Republic Superintendency of Banks reports 2025 banking system credit up 9.5% to DOP 2.39 trillion and delinquency at 1.87%
The Dominican Republic Superintendency of Banks reported the banking system’s credit portfolio reached DOP 2.39 trillion at end-2025, up 9.5% year on year and representing 57.5% of total system assets. Mortgages grew 13.2% to DOP 443,170 million, private commercial credit rose 11.7% to DOP 1.3 trillion, and private foreign-currency credit increased 11.2% to USD 9,041 million. Weighted average lending and deposit rates for multiple banks were 13.28% and 6.08%, with delinquency at 1.87% and “stressed delinquency” at 7.83%.