The Central Bank of the Republic of Kosovo published its scheduled statistics for commercial banks for December 2025, showing a month-on-month expansion in banks’ balance sheets, lending and deposits. Total assets stood at EUR 9.71 billion at end-December, up 5.27% from the previous month. Gross loans reached EUR 6.67 billion, increasing by around EUR 113.12 million or 1.73%, while new loans amounted to EUR 259.68 million and the average interest rate on new loans in November 2025 was 6.78%. Customer deposits totalled EUR 7.82 billion, up around EUR 435.41 million or 5.89%, with new deposits of EUR 241.90 million and an average interest rate on new deposits of 3.46%, implying an interest rate margin of 3.33%; the loan-to-deposit ratio was 85.22%. Total capital was EUR 1.14 billion and loan provisions rose 0.38% to EUR 154.26 million.
Central Bank of the Republic of Kosovo 2026-01-29
Central Bank of the Republic of Kosovo publishes December 2025 commercial bank statistics with assets up 5.27% to EUR 9.71bn
The Central Bank of the Republic of Kosovo reported a 5.27% increase in commercial banks' total assets to EUR 9.71 billion in December 2025, with gross loans rising to EUR 6.67 billion and customer deposits reaching EUR 7.82 billion, resulting in a loan-to-deposit ratio of 85.22%.