The Central Reserve Bank of El Salvador reported that the financial system maintained deposit and credit growth in the first half of 2026, alongside adequate liquidity, positive profitability and a solvency ratio above the regulatory minimum. Outstanding credit reached USD 21.80 billion in June, up USD 1.71 billion, or 8.5%, from a year earlier. Business lending increased 10.8%, housing credit rose 7.5% and consumer credit grew 5.4%. Construction recorded the strongest sectoral growth at 27.6%. Credit risk remained controlled, with a delinquency ratio of 1.6%, below the 4% prudential threshold, reserve coverage of about 141% and 95% of loans in the lowest-risk category. Investment fund assets, securitizations and activity across several securities market segments also increased.
Central Reserve Bank of El Salvador2026-07-29
Central Reserve Bank of El Salvador reports 8.5% credit growth and adequate liquidity and solvency in first half of 2026
The Central Reserve Bank of El Salvador reported continued financial system growth and adequate liquidity and solvency in the first half of 2026. Credit reached USD 21.80 billion, up 8.5% year over year, while the delinquency ratio remained at 1.6% and reserve coverage stood at about 141%.