Sweden's Ministry of Finance has published a government bill proposing that Statistics Sweden expand its Fasit microsimulation model to include data on household debt and debt payments. The measure is intended to improve analysis of households' resilience and sensitivity to economic shocks and to help the government and relevant authorities identify appropriate policy responses. Under the proposal, Statistics Sweden would collect information on households' mortgages and other loans from lenders. Because the collection is considered privacy-sensitive, the bill proposes limiting the new processing to a smaller set of personal data drawn from the smaller of Fasit’s two samples, MSTAR. Fasit is used to assess the effects of reforms in the welfare system, and MSTAR covers about 31,000 sampled persons or households and around 92,000 individuals after adding other household members. The proposed legislative changes would enter into force on 1 August 2026, subject to parliamentary approval.
Ministry of Finance (Sweden) 2026-05-05
Sweden's Ministry of Finance submits bill to add household debt and debt service data to Statistics Sweden's Fasit model
Sweden’s Ministry of Finance has proposed a bill to expand Statistics Sweden’s Fasit microsimulation model to include household debt and debt payment data, to strengthen analysis of household resilience to economic shocks and support policy design. Statistics Sweden would collect mortgage and other loan information from lenders, with processing limited to a smaller set of personal data from Fasit’s MSTAR sample of about 31,000 households and 92,000 individuals, subject to parliamentary approval.