The Danish Financial Supervisory Authority has published its approach to emerging technologies through 2030, focusing on artificial intelligence, quantum technology, tokenization and support for financial innovation. The agenda aims to clarify existing requirements, identify technological risks early and reduce unnecessary administrative burdens rather than introduce more regulation, while preserving financial stability, cybersecurity and consumer and investor protection. For AI, the authority will assess sector use, including agentic AI, and examine associated responsibilities and effects on IT and cybersecurity. Its quantum work will evaluate firms’ operational preparedness and support a timely transition to quantum safe cryptography. The tokenization program will examine assets including stablecoins, as well as decentralized finance, legal barriers and risks arising from programmable distributed ledger technology infrastructure. The authority will also consider expanding its FT Lab regulatory sandbox to third parties and data sharing partnerships under the Anti-Money Laundering Regulation. These projects are intended to clarify requirements for Article 75 companies, support technology addressing compliance challenges and inform an evaluation of the Fintech Forum.
2026-09-23Danish Finanstilsynet
Danish Financial Supervisory Authority sets 2030 technology agenda for AI, quantum risks, tokenization and innovation
The Danish Financial Supervisory Authority has set a technology agenda through 2030 covering AI, quantum technology, tokenization and financial innovation. It will assess emerging risks, clarify existing requirements and consider expanding its FT Lab regulatory sandbox, with the aim of supporting innovation without adding unnecessary rules or weakening financial stability and customer protections.