The State Bank of Vietnam published a summary of a working session between its Regional Branch 4, Tuyen Quang provincial authorities and local bank branches, reviewing banking activity in 2025 and the first four months of 2026. Outstanding lending in Tuyen Quang reached VND 79.256 trillion at end-2025, up 18.8% from end-2024, and VND 79.627 trillion at 30 April 2026, up 0.47% from year-end and 18.3% from a year earlier. Credit continued to be directed toward production and business, priority sectors, agriculture and rural areas, small and medium-sized enterprises, committed projects and policy beneficiaries, while lending to higher-risk areas was kept under tighter control. The update says Regional Branch 4 implemented monetary, banking and foreign exchange measures in line with central guidance, including steps to stabilise deposit rates, reduce lending rates and support borrowers affected by natural disasters and disease outbreaks. It also highlighted work on digital transformation and cashless payments, payment and information security, foreign exchange and gold market management, and cash circulation and vault safety. At the meeting, participants identified challenges in credit growth, deposit mobilisation, non-performing loan resolution and expanding cashless payments. The Tuyen Quang provincial chairman asked banks to improve credit quality, keep non-performing loans under control, continue directing capital to productive sectors and provincial growth drivers, and strengthen measures against illegal lending, money laundering and cybercrime.