A British Columbia Securities Commission panel extended a temporary order against Baynsworth and Lloyd Holdings Inc. and James Michael Burnett, maintaining a ban on trading in Baynsworth securities and restricting related promotional and public dissemination activities. The panel pointed to claims of “high-return, no-risk, 100% money-back guaranteed investments” and evidence presented by BCSC staff at a December 9, 2024 hearing that Baynsworth and Burnett solicited investors via a website, Google posts and a WhatsApp business account. The materials advertised investment programs with annual returns of 7.2% to 18.3% and a 100% money-back guarantee, while correspondence with a BCSC investigator suggested returns as high as 22% for a one-year term. On its face, the panel found sufficient evidence that deposits with Baynsworth were “investment contracts” and therefore securities under the Securities Act, and that Baynsworth and Burnett engaged in illegal distribution, unregistered trading, and false or misleading promotional representations. The temporary order remains in effect until December 9, 2025, reflecting the panel’s view of the typical timeframe needed to complete an investigation and hold a tribunal hearing.