The State Bank of Vietnam’s Regional Branch 13 published an update on banking conditions in Dong Thap and Tay Ninh, reporting credit growth above 7% since the start of 2025 and directing credit institutions to maintain support for borrowers and implement government-backed credit programmes more effectively in the remainder of the year. By August 2025, outstanding credit in the two provinces exceeded VND 500 trillion, with lending concentrated in production and business activities. Credit to the five priority areas rose 11.11% and accounted for nearly 78% of total outstanding credit, while lending to higher-risk areas represented 6.36% and fell 10.82% versus end-2024; non-performing loans remained below 3% of total outstanding credit. Outstanding credit included over VND 300 trillion for agriculture and rural areas, nearly VND 13 trillion for exports, nearly VND 57 trillion for small and medium-sized enterprises, about VND 9 trillion for supporting industries and nearly VND 4 trillion for high-tech businesses; average commercial bank lending rates were 7.95% per year, down 0.39 percentage points since the start of 2025. Deposits approached VND 400 trillion, up 6.42% and covering more than 78% of regional credit demand. For the final months of 2025, Regional Branch 13 instructed state-owned commercial bank branches in Dong Thap to assess implementation results, identify bottlenecks and step up delivery of programmes including social housing lending under Resolution 33, the high-quality low-emissions rice value chain programme in the Mekong Delta, and credit for people under 35. The branch plans to issue programme-by-programme assessment reports and continue close monitoring of credit institutions’ compliance with banking rules and safety requirements.
State Bank of Vietnam 2025-08-29
State Bank of Vietnam Regional Branch 13 reports VND 500 trillion in outstanding credit and instructs banks to accelerate priority lending programmes
The State Bank of Vietnam’s Regional Branch 13 reported over 7% credit growth in Dong Thap and Tay Ninh since early 2025, with outstanding credit surpassing VND 500 trillion by August. Lending focused on production and business, with priority areas seeing an 11.11% increase, while non-performing loans remained below 3%. The branch directed banks to enhance support for government-backed credit programs and plans to issue assessments and monitor compliance.