The Thailand Office of Insurance Commission (OIC) published an update on the closure of its Advanced Insurance Science Programme (WPS) class 13, a six-month executive course held on 22 November 2025 in Chiang Mai. The programme brought together 150 senior executives from the public sector, private sector and the insurance industry and concluded with the presentation of six group research papers intended to support insurance supervision and market development. The six papers covered: an AI-driven disaster insurance mechanism proposing a new domestic reinsurance entity “Company X” and a four-layer risk structure combining insurer retention, a domestic reinsurance fund, overseas reinsurance and a government backstop, alongside parametric, data-based claims payout; a proposal for an OIC-led central platform to integrate health and insurance business data across hospitals, clinics, insurers and relevant government agencies with strong security and personal data protection compliance; a technology-enabled insurance literacy campaign to address misunderstandings around standard health insurance; an “Opportunity Health Insurance” concept for people with certain pre-existing conditions, including dynamic premiums linked to a health score and potential premium discounts of up to 30–35%, with a recommendation to test the product in the OIC innovation sandbox; a framework to strengthen ESG integration in insurance through more proactive, outcome-based supervision, tailored ESG metrics and an industry ESG data platform; and a university-focused initiative to increase motorcycle compulsory insurance coverage and helmet use across 79 universities, targeting 100% compliance. OIC noted that selected top papers will be presented at its International Insurance Symposium 2025.

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