The Central Bank of Luxembourg published provisional balance sheet statistics for Luxembourg credit institutions showing the aggregate balance sheet total reached EUR 980,784 million at 30 September 2025, up 1.24% from EUR 968,804 million at 31 August 2025 and up 2.02% year on year. The monthly increase was driven on the asset side by higher claims on other banks and deposit-taking institutions and on the liabilities side by higher liabilities to other sectors. The interbank balance (interbank claims minus interbank liabilities) rose by EUR 4,054 million (+1.91%) to EUR 215,955 million at end-September 2025. Loans to non-bank customers increased by EUR 1,987 million (+1.73%) between August 2025 and September 2025 and by EUR 3,680 million (+3.25%) over twelve months, with credit to non-financial corporations (SNF) down EUR 2,017 million (-7.89%) over the year, household mortgage lending up EUR 1,446 million (+3.52%) and lending to other financial intermediaries (AIF) up EUR 5,179 million (+13.37%). On the liabilities side, resident non-bank sector deposits grew by EUR 5,414 million (+1.81%) between August 2025 and September 2025 and by EUR 19,111 million (+6.68%) over twelve months. Over the year to September 2025, deposits from other financial intermediaries (AIF) rose by EUR 16,255 million (+8.45%) and represented 68.3% of resident non-bank deposits at 30 September 2025, while household deposits increased by EUR 2,286 million (+4.93%), non-financial corporation (SNF) deposits fell by EUR 870 million (-3.71%) and deposits from other sectors increased by EUR 1,439 million (+5.98%).
Central Bank of Luxembourg 2025-11-04
Central Bank of Luxembourg reports credit institutions’ balance sheet total rose to EUR 980,784 million at end-September 2025
The Central Bank of Luxembourg reported that the aggregate balance sheet total for Luxembourg credit institutions reached EUR 980,784 million at the end of September 2025, marking a 1.24% increase from the previous month and a 2.02% rise year-on-year. Growth was driven by higher claims on banks and deposit-taking institutions, alongside increased liabilities to other sectors. Resident non-bank sector deposits grew by 1.81% monthly and 6.68% annually, with significant contributions from other financial intermediaries.