The Banking Agency of the Federation of Bosnia and Herzegovina, working with the Banking Agency of Republika Srpska, announced the successful completion of a joint project to develop a regulatory framework intended to support the future implementation of the countercyclical capital buffer (CCyB) and borrower-based measures such as debt service-to-income (DSTI) and loan-to-value (LTV) limits. The project included a preliminary calibration of recommended limits for borrower-based indicators and consideration of a methodological and regulatory approach to institutionalise these measures in practice. It was supported by experts from the National Bank of Romania under a European Commission-funded Western Balkans capacity-building programme coordinated by Deutsche Bundesbank, involving 19 national central banks in the European System of Central Banks and the European Central Bank, and supporting a range of Western Balkan central banks and banking agencies.
2025-06-05Banking Agency of the Federation of Bosnia and Herzegovina
Banking Agency of the Federation of Bosnia and Herzegovina and Banking Agency of Republika Srpska complete work on framework to enable CCyB and borrower-based limits
The Banking Agency of the Federation of Bosnia and Herzegovina, with the Banking Agency of Republika Srpska, completed a project to develop a regulatory framework for the countercyclical capital buffer and borrower-based measures like debt service-to-income and loan-to-value limits. The project involved preliminary calibration of these measures and was supported by the National Bank of Romania under a European Commission-funded programme.