The Banking Agency of the Federation of Bosnia and Herzegovina, working with the Banking Agency of Republika Srpska, announced the successful completion of a joint project to develop a regulatory framework intended to support the future implementation of the countercyclical capital buffer (CCyB) and borrower-based measures such as debt service-to-income (DSTI) and loan-to-value (LTV) limits. The project included a preliminary calibration of recommended limits for borrower-based indicators and consideration of a methodological and regulatory approach to institutionalise these measures in practice. It was supported by experts from the National Bank of Romania under a European Commission-funded Western Balkans capacity-building programme coordinated by Deutsche Bundesbank, involving 19 national central banks in the European System of Central Banks and the European Central Bank, and supporting a range of Western Balkan central banks and banking agencies.
Banking Agency of the Federation of Bosnia and Herzegovina 2025-06-05
Banking Agency of the Federation of Bosnia and Herzegovina and Banking Agency of Republika Srpska complete work on framework to enable CCyB and borrower-based limits
The Banking Agency of the Federation of Bosnia and Herzegovina, with the Banking Agency of Republika Srpska, completed a project to develop a regulatory framework for the countercyclical capital buffer and borrower-based measures like debt service-to-income and loan-to-value limits. The project involved preliminary calibration of these measures and was supported by the National Bank of Romania under a European Commission-funded programme.