The Bank of Greece published its “Bank credit and deposits” statistics for November 2025, showing a slowdown in annual growth in both total credit to the domestic economy and total deposits, while monthly net flows turned positive compared with the previous month. Total credit growth eased to 5.0% (from 5.4%) and total deposit growth to 5.2% (from 6.0%), with private sector deposits rising by EUR 1,032 million after a EUR 2,137 million decline in October. Monthly net flow of total credit was EUR 1,827 million (after -EUR 1,701 million), including EUR 524 million to general government and EUR 1,303 million to the private sector, whose annual credit growth slowed to 7.2% (from 7.8%). Corporate credit flows were EUR 1,167 million with annual growth of 9.9% (from 11.0%), including non-financial corporations at 9.6% (from 11.2%) and insurance corporations and other financial intermediaries at 12.3% (from 9.5%); credit to sole proprietors and unincorporated partnerships remained negative (-EUR 3 million) with annual growth at -0.8%, while credit to individuals and private non-profit institutions rose by EUR 139 million and annual growth increased to 2.0% (from 1.7%). On deposits, the monthly net flow of total deposits was EUR 1,516 million (after -EUR 2,585 million), driven by a EUR 485 million rise in general government deposits and a EUR 1,032 million rise in private sector deposits; within the private sector, corporate deposits increased by EUR 90 million and households and private non-profit institutions by EUR 941 million. The release notes that deposits include repos and that the Bank of Greece is not included in domestic credit institutions.

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