The Thailand Office of Insurance Commission, working with the Thai General Insurance Association and the Khon Kaen Chamber of Commerce, launched a pilot project branded “Restaurants with peace of mind, protected by insurance” in Khon Kaen, including issuing a project mark to participating restaurants that manage risk through insurance. The pilot is positioned as a model for “embedded insurance” in the restaurant sector, where restaurant operators take out insurance to protect customers without additional charges. A business-matching element connected local operators with insurers including Bangkok Insurance, Dhipaya Insurance and Viriyah Insurance, and 30 restaurants joined with third-party public liability coverage across formats such as general restaurants, cafés, wine bars, franchise outlets and fine dining; the combined customer base of these venues is stated as exceeding 1 million people per year. The Office indicated it plans to expand the project to other areas nationwide, naming Chiang Mai, Phuket, Chonburi and Bangkok as potential next locations.
Thailand Office of Insurance Commission 2025-07-07
Thailand Office of Insurance Commission pilots embedded public liability insurance scheme for 30 restaurants in Khon Kaen
The Thailand Office of Insurance Commission, with the Thai General Insurance Association and Khon Kaen Chamber of Commerce, launched a pilot project in Khon Kaen to promote "embedded insurance" in the restaurant sector. The initiative connects local operators with insurers, providing third-party public liability coverage to 30 participating restaurants. Plans are underway to expand the project to other regions, including Chiang Mai, Phuket, Chonburi, and Bangkok.