The National Bank of Moldova published remarks by Governor Anca Dragu from the Bucharest Leaders’ Summit roundtable on risks and opportunities for banking in the new global context, setting out the central bank’s focus on financial stability, responsible innovation and European integration. Dragu described Moldova’s banking sector as well capitalised and resilient to potential external shocks and pointed to the National Bank of Moldova’s MIA instant payments system, which has more than 600,000 users, records over 1 million transactions per month and has exceeded MDL 4.8 billion in cumulative value; she also noted that digital payments usage has, for the first time, overtaken cash withdrawals from ATMs. The remarks also referenced Moldova’s recent membership of the Single Euro Payments Area (SEPA), with seven of ten local commercial banks already accepted for technical interconnection, and the central bank’s role in EU accession negotiations covering the free movement of capital, financial services, and economic and monetary policy.