The European Central Bank announced that the cross-currency service in TARGET Instant Payment Settlement (TIPS) has been successfully tested and formally activated by the ECB, Danmarks Nationalbank and Sveriges Riksbank. The service allows payment service providers (PSPs) to settle payments between TIPS accounts denominated in euro, Danish krone and Swedish krona, with cross-currency payments processed and settled simultaneously in central bank money. The service is intended to simplify inter-PSP payments across the three currencies currently available in TIPS. Its technical solution was implemented in October 2025 as a joint initiative of the Eurosystem, Danmarks Nationalbank and Sveriges Riksbank. PSPs participating in TIPS, TIPS-DKK or RIX-INST can join and use the service, and firms interested in testing it can approach their national central bank.